Privacy Policy
FACTS
WHAT DOES CogoFi LLC ("CogoFi", "we", "us") DO WITH YOUR PERSONAL INFORMATION
Why?
Financial companies choose how they share your personal information. Whether law gives consumers the right to limit some, but not all sharing. Further law also requires us to tell you how we collect, share, and protect your personal information. Please read the notices carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Credit Scores
- Credit Report and Credit History and Income
- Account balances and Transaction History
When you are no longer a customer, we continue to share information as described in this notice.
How?
All companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reason we choose to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does CogoFi LLC Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as the process your transactions, maintain your account(s), respond to court orders, and legal investigations, or report to credit bureaus | Yes | No |
| For marketing purposes – to offer a product and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' every day business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates' every day business purposes – information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For non-affiliates to market to you | Yes | Yes |
Questions?
Call 732.475.0083 or go to www.cogofi.com
Who we are
Who is providing this notice?
CogoFi LLC; www.cogofi.com
What we do
How does CogoFi protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CogoFi LLC collect my personal information?
We collect your personal information, for example, when you:
- Apply for financing or Provide account information
- Give us income information or
- Provide employment information
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- CogoFi Network LLC; CogoFi Lending LLC
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include companies included in the Application process, companies that perform services on our behalf, approved contractors, companies that may own the loans, or as required
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- none
Speak with a member of our team to learn more!